Why
Nearing Retirement Makes Buying a Metairie Home Easier...
One of the advantages of reaching retirement age is that your
needs can be much clearer to gauge than they were in the past. When it comes to
planning for buying a home in Metairie, for instance, you no longer have to
worry about many of the contingencies that created vast unknowns earlier on.
When we were at the starting line in careers and family
life, we couldn’t know exactly where our career would send us, so the level of certainty
we had when we bought our first house was sketchy at best. Likewise, the shape
of our family, needs of our children (and even those of our parents) loomed as
giant question marks. We might have had definite ideas about what we wanted the
future to bring, but sooner or later, most of us learned that what happens is
up for grabs. In the words of the immortal philosopher John Lennon,
Life is what happens to
you
While you’re busy makin’
other plans…
But as more life experience builds, the better we get at
predicting what the future holds. But that’s a skill that is only useful if we
take what we now know and apply it. As retirement nears, here are four areas
where most of us should be better able to make much better informed decisions when
it comes to buying a home in Metairie:
1. Choose an
Appropriate Size
Many couples seek large houses early in life because they
expect to have children. Once the next generation has vacated the premises,
though, staying in a home that’s larger than necessary means blown money—not to
mention wasted time spent cleaning unused rooms. Retirees may be slow to
recognize their new downsizing option: buying a home that better correlates
with current needs. They may even want to consider a condo or apartment if
minimal upkeep will free up income to direct toward more enjoyable activities.
2. Consider a Single-Level
Home
Most people experience mobility issues as they age. Some
solve the problem by installing expensive devices in their homes, even though
they could deal more directly with those problems by moving to a home configured
to present fewer challenges. For some people, moving to a simplified home lets
them live independently for many additional years--for example, a single-level
home without a front porch eliminates stairs entirely.
3. Find a
Convenient Location
At some point, retirees may reluctantly decide that they
don’t feel safe driving their cars. If anyone experiences warning signs of
unsafe driving, it’s prudent to give up the keys before an accident forces the
issue. This causes fewer problems when a retiree has chosen a convenient
location. It could mean living close to stores, public transportation—or near
relatives who can help with everyday tasks.
4. Stay under Budget Home Budget Calculator
Retirees need to take seriously realistic budget
expectations, since it’s usually true that they will have less money coming in
than heretofore. An inelastic income may take some getting used to—but knowing
what’s coming will make intelligent planning possible.
When it comes to locating and buying a Metairie home that
fits your specifications, I hope you will give me a call to discuss the current
crop of appropriate available properties!
Properties Currently Available in Metairie, LA
Terez B. Harris
Terez Harris NOLA Realtor Group
Terez Harris NOLA Realtor Group
(504)297-2619
Terez B. Harris Terez Harris NOLA Realtor Group 504-297-2619 www.TerezHarris.com
Keller Williams Realty New Orleans 8601 Leake Ave. New Orleans, LA 70118 504-862-0100
Keller Williams Realty New Orleans 8601 Leake Ave. New Orleans, LA 70118 504-862-0100
Each office independently owned and operated. All brokers and agents licensed in the state of Louisiana.
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